HOME OWNERS COMPREHENSIVE PLAN

Description

Insurance Coverage expenses incurred following loss or damage to the Buildings by any of the insured perils such as:

• removal of debris up to a limit of 10% Building of sum insured

• reinstatement of the destroyed or damaged Buildings made necessary to comply with Government or local authority

• Architects’, surveyors’ and engineers fees up to a limit of 10% of Building Sum Insured

• Loss of Rent while your home is unfit to live

• Alternative accommodation

• Uninsured General House hold content 3% of sum insured up to a limit of $10,000.00

Liability Coverage Under Your Home Owners Policy

• Liability for Domestic Employees up to Limit $100,000.00

• Public Liability -Limit of 25% of Sum Insured with a maximum of $250,000.00

Accidental Damage to items stated within the schedule

• Valuable, Personal Effect, Equipment, Out door sporting equipment as stated on the schedule-Limit of $10,000.00 with a deductible of 10% for each and every loss.

• Spoilage of Food Limit of $1,000.00

• Accidental Breakage of Mirrors & Glass limit of $1,000.00 Excess of 10% of loss

• Accidental Breakage of Fixed Glass and Sanitary Ware limit of $1,000.00 Excess of 10% of loss

• Accidental Damage to underground services system limit of $5,000.00 Excess of 10% of loss

• Door Locks Limit of $500.00 Excess of 10% of the loss

• Fatal Accident Benefit persons over 75 years Limit of $5,000.00

Personal Accident

This insurance covers you if you suffer Bodily Injury caused by an Accident, which results in Your Permanent Total Disablement with a limit of $10,000.00 and an Excess of 10%.