TERM LIFE INSURANCE

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Description

Term life insurance provides the most cost effective coverage because it offers substantial protection at an affordable premium over a specific number of years. Our policies give you the option of choosing the length of coverage you need. During the period of your choice, your premiums are guaranteed not to change.

Our term life insurance solutions are ideally suited if you require:

    • Coverage for your mortgage or loan.
    • Financial security for your family.
    • Substantial coverage on a limited budget.

Conversion Option

Our Pinnacle Security and Term 10-Years allow you the option of converting your term policy to a permanent policy without having to take a medical exam or meet any additional requirement.

Customisation Options

You have the option of customising your Term Life Policy by purchasing the following add-ons known as riders.

    • Total Disability
    • Accidental Death and Dismemberment

 

Maraj Insurance offers three Term Life Insurance options:

Term 10-Years Renewable & Convertible

The Term 10-Years allows you to renew every ten years until age 65 at the same premium.

Pinnacle Security

Our Pinnacle Security Term Insurance offers multiple coverage options (10, 15, 20 or 25 years and up to age 70) along with a conversion guarantee at no extra cost.

Universal Life Insurance Plan

Our Universal Life Insurance Plan, the Horizon Classic provides a dynamic combination of guaranteed permanent life protection and a flexible cash value accumulation.

In your younger years, cash accumulation would be a priority however, as you grow older, the need to provide guaranteed life protection for your family increases. The Horizon Classic allows you to custom design your policy with emphasis on either guaranteed life protection or cash value accumulation. Overtime, as your needs and priorities change, the Plan’s flexibility permits a shift in emphasis.

Need emergency cash? Your Horizon Classic Policy allows you to access your accumulated cash value by way of a withdrawal or loan.

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